Mortgage Lender Index

The First National Bank of Sonora

The First National Bank of Sonora received 91 applications in 2025 and made 87 mortgages, in 18 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $265,000. Of 90 decisions, 2 were denials — 2.2%, most often for debt-to-income ratio.

Legal Entity Identifier549300CUL44QXBGFJM68
Applications received91
Mortgages made87
Denied2
Approved, not taken up1
Withdrawn or incomplete1
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The First National Bank of Sonora, 9 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase49 Not published$275,000 0.0%
Refinancing18 Not published$280,000 5.3%
Other purposes20 Not published$180,000 4.6%

Where The First National Bank of Sonora lends most

The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Tom Green County, TX 26Not published0.0%
Hays County, TX 17Not published0.0%
Bexar County, TX 14Not published0.0%
Comal County, TX 9Under 10 loans10.0%
Blanco County, TX 4Under 10 loans0.0%
Bandera County, TX 2Under 10 loans0.0%
Crockett County, TX 2Under 10 loans0.0%
Guadalupe County, TX 2Under 10 loans0.0%
Kerr County, TX 2Under 10 loans0.0%
Llano County, TX 2Under 10 loans0.0%
Cleveland County, OK 1Under 10 loans0.0%
Andrews County, TX 1Under 10 loans0.0%
Atascosa County, TX 1Under 10 loans0.0%
Brazos County, TX 1Under 10 loans0.0%
Kendall County, TX 1Under 10 loans0.0%
Lubbock County, TX 1Under 10 loans0.0%
Nueces County, TX 1Under 10 loans0.0%
Sutton County, TX 0Under 10 loans100.0%

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When The First National Bank of Sonora’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.