The Paducah Bank and Trust Company
The Paducah Bank and Trust Company received 290 applications in 2025 and made 218 mortgages, in 29 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 240 decisions, 19 were denials — 7.9%.
| Legal Entity Identifier | 549300QCJE0X5P8H4Z85 |
|---|---|
| Applications received | 290 |
| Mortgages made | 218 |
| Denied | 19 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 50 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Paducah Bank and Trust Company, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 161 | Not published | $205,000 | 6.3% |
| Refinancing | 34 | Not published | $165,000 | 8.1% |
| Cash-out refinancing | 12 | Not published | $160,000 | 14.3% |
| Other purposes | 11 | Not published | $55,000 | 21.4% |
Where The Paducah Bank and Trust Company lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McCracken County, KY | 154 | Not published | 7.7% |
| Marshall County, KY | 15 | Not published | 11.8% |
| Graves County, KY | 8 | Under 10 loans | 11.1% |
| Livingston County, KY | 5 | Under 10 loans | 16.7% |
| Ballard County, KY | 4 | Under 10 loans | 0.0% |
| Lyon County, KY | 4 | Under 10 loans | 0.0% |
| Massac County, IL | 3 | Under 10 loans | 0.0% |
| Jefferson County, KY | 3 | Under 10 loans | 0.0% |
| Calloway County, KY | 2 | Under 10 loans | 0.0% |
| Grayson County, KY | 2 | Under 10 loans | 0.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Christian County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Logan County, KY | 1 | Under 10 loans | 0.0% |
| Oldham County, KY | 1 | Under 10 loans | 0.0% |
| Shelby County, KY | 1 | Under 10 loans | 0.0% |
| Trigg County, KY | 1 | Under 10 loans | 50.0% |
| Onondaga County, NY | 1 | Under 10 loans | 0.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 50.0% |
| Lee County, VA | 1 | Under 10 loans | 0.0% |
| Charlottesville city, VA | 1 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 1 | Under 10 loans | 0.0% |
| Warren County, KY | 0 | Under 10 loans | Not published |
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When The Paducah Bank and Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.