Webster Five Cents Savings Bank
Webster Five Cents Savings Bank received 321 applications in 2025 and made 214 mortgages, in 20 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $200,000. Of 276 decisions, 57 were denials — 20.7%.
| Legal Entity Identifier | 549300YOEBGKPKU43Q28 |
|---|---|
| Applications received | 321 |
| Mortgages made | 214 |
| Denied | 57 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 45 |
| Loans bought from other lenders | 3 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Webster Five Cents Savings Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 74 | Not published | $360,000 | 7.3% |
| Refinancing | 20 | Not published | $475,000 | 9.1% |
| Cash-out refinancing | 38 | Not published | $120,000 | 29.8% |
| Other purposes | 82 | Not published | $85,000 | 27.8% |
Where Webster Five Cents Savings Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 161 | Not published | 20.4% |
| Northeastern Connecticut Planning Region, CT | 22 | Not published | 11.5% |
| Middlesex County, MA | 7 | Under 10 loans | 36.4% |
| Barnstable County, MA | 5 | Under 10 loans | 0.0% |
| Essex County, MA | 3 | Under 10 loans | 0.0% |
| Hampden County, MA | 2 | Under 10 loans | 0.0% |
| Norfolk County, MA | 2 | Under 10 loans | 0.0% |
| Monroe County, NY | 2 | Under 10 loans | 0.0% |
| Providence County, RI | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Livingston Parish, LA | 1 | Under 10 loans | 0.0% |
| Knox County, ME | 1 | Under 10 loans | 0.0% |
| Bristol County, MA | 1 | Under 10 loans | 80.0% |
| Plymouth County, MA | 1 | Under 10 loans | 50.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Bristol County, RI | 1 | Under 10 loans | 0.0% |
| Windsor County, VT | 1 | Under 10 loans | 0.0% |
| Madison County, AL | 0 | Under 10 loans | 100.0% |
| Saratoga County, NY | 0 | Under 10 loans | 100.0% |
| Ulster County, NY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Webster Five Cents Savings Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.