Mortgage Lender Index

Cash-out refinancing lenders in Sumter County

10 cash-out refinancing mortgages were made in Sumter County, Alabama, in 2025, by 16 lenders. The median rate their borrowers got was 7.245% on a median loan of $100,000. Of 22 decisions, 12 were denials — 54.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GoodLeap, LLC 3 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 66.7%
Trustmark National Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
BankFirst Financial Services 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans 100.0%
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Ameris Bank 0 Under 10 loans Under 10 loans 100.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.