ABILENE TEACHERS Federal Credit Union
ABILENE TEACHERS Federal Credit Union received 217 applications in 2025 and made 135 mortgages, in 26 counties across 1 state. The median rate its borrowers got was 7.100% on a median loan of $65,000. Of 204 decisions, 58 were denials — 28.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300A8TEVE8WYT0T29 |
|---|---|
| Applications received | 217 |
| Mortgages made | 135 |
| Denied | 58 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.279 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 58 | 7.000% | $85,000 | 33.0% |
| Other purposes | 75 | 7.350% | $55,000 | 24.8% |
Where ABILENE TEACHERS Federal Credit Union lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Taylor County, TX | 93 | 7.100% | 27.5% |
| Callahan County, TX | 10 | 6.925% | 16.7% |
| Jones County, TX | 8 | Under 10 loans | 40.0% |
| Brown County, TX | 3 | Under 10 loans | 25.0% |
| Nolan County, TX | 3 | Under 10 loans | 25.0% |
| Knox County, TX | 2 | Under 10 loans | 0.0% |
| Coleman County, TX | 1 | Under 10 loans | 50.0% |
| Coryell County, TX | 1 | Under 10 loans | 50.0% |
| Fisher County, TX | 1 | Under 10 loans | 50.0% |
| Haskell County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 50.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Mitchell County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Scurry County, TX | 1 | Under 10 loans | 0.0% |
| Sherman County, TX | 1 | Under 10 loans | 0.0% |
| Stephens County, TX | 1 | Under 10 loans | 0.0% |
| Tom Green County, TX | 1 | Under 10 loans | 50.0% |
| Val Verde County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Williamson County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 0 | Under 10 loans | 100.0% |
| Eastland County, TX | 0 | Under 10 loans | 100.0% |
| Kaufman County, TX | 0 | Under 10 loans | 100.0% |
| Midland County, TX | 0 | Under 10 loans | Not published |
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When ABILENE TEACHERS Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.