AMERANT BANK, NATIONAL ASSOCIATION
AMERANT BANK, NATIONAL ASSOCIATION received 661 applications in 2025 and made 356 mortgages, in 64 counties across 18 states. The median rate its borrowers got was 8.000% on a median loan of $275,000. Of 586 decisions, 207 were denials — 35.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | UPMVBH3EU3LS6P1KR697 |
|---|---|
| Applications received | 661 |
| Mortgages made | 356 |
| Denied | 207 |
| Approved, not taken up | 23 |
| Withdrawn or incomplete | 75 |
| Loans bought from other lenders | 125 |
| Median rate spread over the prime offer rate | 0.71 points |
| FDIC-insured bank | Yes: Amerant Bank, National Association, 24 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 27 | 6.250% | $765,000 | 15.6% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 120 | 8.000% | $305,000 | 36.0% |
| Other purposes | 201 | 8.000% | $205,000 | 37.4% |
Where AMERANT BANK, NATIONAL ASSOCIATION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 217 | 8.000% | 34.7% |
| Broward County, FL | 70 | 8.000% | 38.0% |
| Palm Beach County, FL | 39 | 8.000% | 34.4% |
| Hillsborough County, FL | 8 | Under 10 loans | 40.0% |
| Collier County, FL | 3 | Under 10 loans | 0.0% |
| Pinellas County, FL | 3 | Under 10 loans | 0.0% |
| Martin County, FL | 2 | Under 10 loans | 50.0% |
| Monroe County, FL | 2 | Under 10 loans | 0.0% |
| Orange County, FL | 2 | Under 10 loans | 33.3% |
| Morris County, NJ | 2 | Under 10 loans | 0.0% |
| Highlands County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 50.0% |
| Lee County, FL | 1 | Under 10 loans | 66.7% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Yavapai County, AZ | 0 | Under 10 loans | Not published |
| Arapahoe County, CO | 0 | Under 10 loans | Not published |
| El Paso County, CO | 0 | Under 10 loans | Not published |
| Weld County, CO | 0 | Under 10 loans | Not published |
| Capitol Planning Region, CT | 0 | Under 10 loans | Not published |
| Northeastern Connecticut Planning Region, CT | 0 | Under 10 loans | Not published |
| Western Connecticut Planning Region, CT | 0 | Under 10 loans | Not published |
| Brevard County, FL | 0 | Under 10 loans | Not published |
| Charlotte County, FL | 0 | Under 10 loans | Not published |
| Citrus County, FL | 0 | Under 10 loans | Not published |
| Hendry County, FL | 0 | Under 10 loans | 100.0% |
| Manatee County, FL | 0 | Under 10 loans | Not published |
| Polk County, FL | 0 | Under 10 loans | Not published |
| Putnam County, FL | 0 | Under 10 loans | 100.0% |
| St. Johns County, FL | 0 | Under 10 loans | Not published |
| St. Lucie County, FL | 0 | Under 10 loans | 50.0% |
| Seminole County, FL | 0 | Under 10 loans | Not published |
| Cherokee County, GA | 0 | Under 10 loans | Not published |
| Walton County, GA | 0 | Under 10 loans | Not published |
| Madison County, IL | 0 | Under 10 loans | Not published |
| Waldo County, ME | 0 | Under 10 loans | Not published |
| Barnstable County, MA | 0 | Under 10 loans | Not published |
| Bristol County, MA | 0 | Under 10 loans | Not published |
| Essex County, MA | 0 | Under 10 loans | Not published |
| Middlesex County, MA | 0 | Under 10 loans | Not published |
| Plymouth County, MA | 0 | Under 10 loans | Not published |
| Worcester County, MA | 0 | Under 10 loans | Not published |
| Wayne County, MI | 0 | Under 10 loans | Not published |
| Jefferson County, MO | 0 | Under 10 loans | Not published |
| St. Charles County, MO | 0 | Under 10 loans | Not published |
| St. Louis County, MO | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.