Middletown Valley Bank
Middletown Valley Bank received 135 applications in 2025 and made 116 mortgages, in 29 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $445,000. Of 121 decisions, 4 were denials — 3.3%.
| Legal Entity Identifier | 5493002YYAGPQ7L1YS68 |
|---|---|
| Applications received | 135 |
| Mortgages made | 116 |
| Denied | 4 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Middletown Valley Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 97 | Not published | $495,000 | 4.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where Middletown Valley Bank lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Garrett County, MD | 43 | Not published | 0.0% |
| Franklin County, PA | 20 | Not published | 4.8% |
| Washington County, MD | 17 | Not published | 5.6% |
| Frederick County, MD | 12 | Not published | 0.0% |
| Cumberland County, PA | 4 | Under 10 loans | 0.0% |
| Morgan County, WV | 2 | Under 10 loans | 0.0% |
| Preston County, WV | 2 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Nassau County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Carroll County, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Prince George's County, MD | 1 | Under 10 loans | 0.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Adams County, PA | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Accomack County, VA | 1 | Under 10 loans | 0.0% |
| Berkeley County, WV | 1 | Under 10 loans | 0.0% |
| Tucker County, WV | 1 | Under 10 loans | 0.0% |
| Allegany County, MD | 0 | Under 10 loans | 100.0% |
| Howard County, MD | 0 | Under 10 loans | Not published |
| Mecklenburg County, NC | 0 | Under 10 loans | Not published |
| Huntingdon County, PA | 0 | Under 10 loans | Not published |
| Loudoun County, VA | 0 | Under 10 loans | 100.0% |
| Danville city, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.