Princeton Federal Credit Union
Princeton Federal Credit Union received 340 applications in 2025 and made 171 mortgages, in 23 counties across 8 states. The median rate its borrowers got was 5.990% on a median loan of $135,000. Of 194 decisions, 16 were denials — 8.3%, most often for debt-to-income ratio. 139 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300J1354ZHZC8JP58 |
|---|---|
| Applications received | 340 |
| Mortgages made | 171 |
| Denied | 16 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 146 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 64 | 5.990% | $175,000 | 14.3% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Other purposes | 101 | 5.990% | $125,000 | 3.6% |
Where Princeton Federal Credit Union lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mercer County, NJ | 60 | 6.240% | 0.0% |
| Middlesex County, NJ | 18 | 5.990% | 0.0% |
| Monmouth County, NJ | 13 | 5.990% | 0.0% |
| Burlington County, NJ | 11 | 5.933% | 0.0% |
| Somerset County, NJ | 11 | 5.990% | 0.0% |
| Bucks County, PA | 10 | 6.990% | 0.0% |
| Union County, NJ | 9 | Under 10 loans | 0.0% |
| Essex County, NJ | 6 | Under 10 loans | 14.3% |
| Bergen County, NJ | 5 | Under 10 loans | 0.0% |
| Ocean County, NJ | 5 | Under 10 loans | 0.0% |
| Hudson County, NJ | 4 | Under 10 loans | 0.0% |
| Morris County, NJ | 3 | Under 10 loans | 25.0% |
| Camden County, NJ | 2 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Warren County, NJ | 1 | Under 10 loans | 0.0% |
| Pike County, PA | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 0 | Under 10 loans | Not published |
| Santa Clara County, CA | 0 | Under 10 loans | Not published |
| Atlantic County, NJ | 0 | Under 10 loans | Not published |
| Schuylkill County, PA | 0 | Under 10 loans | 100.0% |
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When Princeton Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.