SECURITY BANK AND TRUST COMPANY
SECURITY BANK AND TRUST COMPANY received 174 applications in 2025 and made 126 mortgages, in 38 counties across 11 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 161 decisions, 12 were denials — 7.4%.
| Legal Entity Identifier | 984500ET710674536D72 |
|---|---|
| Applications received | 174 |
| Mortgages made | 126 |
| Denied | 12 |
| Approved, not taken up | 23 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Security Bank and Trust Company, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 60 | Not published | $205,000 | 7.6% |
| Refinancing | 37 | Not published | $85,000 | 0.0% |
| Cash-out refinancing | 15 | Not published | $85,000 | 15.0% |
| Other purposes | 14 | Not published | $40,000 | 14.3% |
Where SECURITY BANK AND TRUST COMPANY lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Gibson County, TN | 19 | Not published | 8.3% |
| Obion County, TN | 18 | Not published | 0.0% |
| Lauderdale County, TN | 16 | Not published | 4.2% |
| Henry County, TN | 14 | Not published | 18.2% |
| Tipton County, TN | 8 | Under 10 loans | 18.2% |
| Madison County, TN | 7 | Under 10 loans | 12.5% |
| Shelby County, TN | 6 | Under 10 loans | 0.0% |
| Dyer County, TN | 3 | Under 10 loans | 0.0% |
| Weakley County, TN | 3 | Under 10 loans | 25.0% |
| Mobile County, AL | 2 | Under 10 loans | 0.0% |
| Fulton County, KY | 2 | Under 10 loans | 0.0% |
| Grenada County, MS | 2 | Under 10 loans | 0.0% |
| Crockett County, TN | 2 | Under 10 loans | 0.0% |
| Macon County, TN | 2 | Under 10 loans | 0.0% |
| Clay County, AR | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Muscogee County, GA | 1 | Under 10 loans | 0.0% |
| Cass County, IN | 1 | Under 10 loans | 0.0% |
| Grant County, IN | 1 | Under 10 loans | 0.0% |
| Greene County, IN | 1 | Under 10 loans | 0.0% |
| Jay County, IN | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Graves County, KY | 1 | Under 10 loans | 0.0% |
| Union County, KY | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Robeson County, NC | 1 | Under 10 loans | 0.0% |
| Sumter County, SC | 1 | Under 10 loans | 0.0% |
| Benton County, TN | 1 | Under 10 loans | 0.0% |
| Carroll County, TN | 1 | Under 10 loans | 0.0% |
| Chester County, TN | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 0.0% |
| Haywood County, TN | 1 | Under 10 loans | 0.0% |
| Henderson County, TN | 1 | Under 10 loans | 0.0% |
| Lake County, TN | 1 | Under 10 loans | 0.0% |
| Delaware County, IN | 0 | Under 10 loans | Not published |
| Spartanburg County, SC | 0 | Under 10 loans | Not published |
Get told when this changes
When SECURITY BANK AND TRUST COMPANY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.