Self-Help Federal Credit Union
Self-Help Federal Credit Union received 440 applications in 2025 and made 327 mortgages, in 46 counties across 5 states. The median rate its borrowers got was 8.125% on a median loan of $245,000. Of 395 decisions, 57 were denials — 14.4%, most often for collateral.
| Legal Entity Identifier | 549300UHEEV73TKCZY62 |
|---|---|
| Applications received | 440 |
| Mortgages made | 327 |
| Denied | 57 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 45 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.8 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 296 | 8.250% | $255,000 | 15.4% |
| Refinancing | 10 | 7.875% | $165,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Other purposes | 19 | 5.990% | $105,000 | 0.0% |
Where Self-Help Federal Credit Union lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 80 | 8.375% | 16.7% |
| Milwaukee County, WI | 27 | 7.500% | 22.9% |
| Fresno County, CA | 26 | 8.250% | 6.5% |
| Kern County, CA | 26 | 8.188% | 15.6% |
| Tulare County, CA | 19 | 7.750% | 9.5% |
| Sacramento County, CA | 17 | 7.875% | 5.6% |
| Capitol Planning Region, CT | 12 | 5.990% | 0.0% |
| Yakima County, WA | 12 | 8.063% | 0.0% |
| Merced County, CA | 11 | 8.625% | 15.4% |
| San Joaquin County, CA | 10 | 8.375% | 16.7% |
| Will County, IL | 10 | 8.250% | 9.1% |
| Solano County, CA | 8 | Under 10 loans | 11.1% |
| Stanislaus County, CA | 6 | Under 10 loans | 0.0% |
| Kings County, CA | 5 | Under 10 loans | 16.7% |
| DuPage County, IL | 5 | Under 10 loans | 16.7% |
| Madera County, CA | 4 | Under 10 loans | 0.0% |
| Lake County, IL | 4 | Under 10 loans | 0.0% |
| Benton County, WA | 4 | Under 10 loans | 20.0% |
| Grant County, WA | 4 | Under 10 loans | 20.0% |
| Southeastern Connecticut Planning Region, CT | 3 | Under 10 loans | 0.0% |
| Kenosha County, WI | 3 | Under 10 loans | 0.0% |
| Racine County, WI | 3 | Under 10 loans | 25.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 33.3% |
| Napa County, CA | 2 | Under 10 loans | 0.0% |
| Yuba County, CA | 2 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Kane County, IL | 2 | Under 10 loans | 0.0% |
| Chelan County, WA | 2 | Under 10 loans | 50.0% |
| Franklin County, WA | 2 | Under 10 loans | 50.0% |
| Waukesha County, WI | 2 | Under 10 loans | 33.3% |
| Alameda County, CA | 1 | Under 10 loans | 0.0% |
| Butte County, CA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 50.0% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Boone County, IL | 1 | Under 10 loans | 0.0% |
| DeKalb County, IL | 1 | Under 10 loans | 0.0% |
| Kankakee County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Douglas County, WA | 1 | Under 10 loans | 0.0% |
| Dane County, WI | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 0 | Under 10 loans | 100.0% |
| Riverside County, CA | 0 | Under 10 loans | 100.0% |
| Tehama County, CA | 0 | Under 10 loans | Not published |
| Kendall County, IL | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.