Texas Gulf Bank, National Association
Texas Gulf Bank, National Association received 56 applications in 2025 and made 43 mortgages, in 13 counties across 2 states. The median rate its borrowers got was 7.100% on a median loan of $375,000. Of 49 decisions, 4 were denials — 8.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930031J0Z4IG9PQZ65 |
|---|---|
| Applications received | 56 |
| Mortgages made | 43 |
| Denied | 4 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.635 points |
| FDIC-insured bank | Yes: Texas Gulf Bank, National Association, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | 6.831% | $505,000 | 10.7% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 11.1% |
Where Texas Gulf Bank, National Association lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 18 | 7.152% | 0.0% |
| Brazoria County, TX | 15 | 7.415% | 10.5% |
| Fort Bend County, TX | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Calhoun County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Gillespie County, TX | 1 | Under 10 loans | 0.0% |
| Matagorda County, TX | 1 | Under 10 loans | 0.0% |
| Rusk County, TX | 1 | Under 10 loans | 0.0% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 0 | Under 10 loans | 100.0% |
| Waller County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.