Mortgage Lender Index

Refinancing lenders in Florence County

16 refinancing mortgages were made in Florence County, Wisconsin, in 2025, by 17 lenders. The median rate their borrowers got was 6.370% on a median loan of $160,000. Of 19 decisions, 2 were denials — 10.5%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
COVANTAGE CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Bank First, N.A. 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
Laona State Bank 2 Under 10 loans Under 10 loans 0.0%
Community First 1 Under 10 loans Under 10 loans 0.0%
Nicolet National Bank 1 Under 10 loans Under 10 loans 0.0%
MARINE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
EDUCATORS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Peoples State Bank 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 0 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Associated Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.