5TH STREET CAPITAL, INC.
5TH STREET CAPITAL, INC. received 334 applications in 2025 and made 204 mortgages, in 104 counties across 22 states. The median rate its borrowers got was 7.375% on a median loan of $595,000. Of 314 decisions, 8 were denials — 2.6%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300NLJI4QKZ3D0G94 |
|---|---|
| Applications received | 334 |
| Mortgages made | 204 |
| Denied | 8 |
| Approved, not taken up | 102 |
| Withdrawn or incomplete | 20 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.1075 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 157 | 7.375% | $585,000 | 2.7% |
| Refinancing | 12 | 7.188% | $855,000 | 0.0% |
| Cash-out refinancing | 35 | 7.250% | $605,000 | 3.2% |
Where 5TH STREET CAPITAL, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 58 | 7.500% | 1.1% |
| San Diego County, CA | 11 | 6.875% | 5.0% |
| San Francisco County, CA | 10 | 7.313% | 6.3% |
| Alameda County, CA | 9 | Under 10 loans | 0.0% |
| Orange County, CA | 7 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 6 | Under 10 loans | 0.0% |
| Clark County, NV | 5 | Under 10 loans | 14.3% |
| Riverside County, CA | 4 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 3 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 3 | Under 10 loans | 0.0% |
| King County, WA | 3 | Under 10 loans | 0.0% |
| Fresno County, CA | 2 | Under 10 loans | 0.0% |
| Merced County, CA | 2 | Under 10 loans | 0.0% |
| Placer County, CA | 2 | Under 10 loans | 0.0% |
| San Mateo County, CA | 2 | Under 10 loans | 0.0% |
| Ventura County, CA | 2 | Under 10 loans | 25.0% |
| Boulder County, CO | 2 | Under 10 loans | 0.0% |
| Denver County, CO | 2 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| DuPage County, IL | 2 | Under 10 loans | 0.0% |
| Montgomery County, MD | 2 | Under 10 loans | 0.0% |
| Marion County, OR | 2 | Under 10 loans | 0.0% |
| Washington County, OR | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Whatcom County, WA | 2 | Under 10 loans | 0.0% |
| La Paz County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Imperial County, CA | 1 | Under 10 loans | 0.0% |
| Marin County, CA | 1 | Under 10 loans | 0.0% |
| Napa County, CA | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Santa Cruz County, CA | 1 | Under 10 loans | 0.0% |
| Yuba County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Elbert County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Mesa County, CO | 1 | Under 10 loans | 0.0% |
| Naugatuck Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Bradford County, FL | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.