Mortgage Lender Index

5TH STREET CAPITAL, INC.

5TH STREET CAPITAL, INC. received 334 applications in 2025 and made 204 mortgages, in 104 counties across 22 states. The median rate its borrowers got was 7.375% on a median loan of $595,000. Of 314 decisions, 8 were denials — 2.6%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300NLJI4QKZ3D0G94
Applications received334
Mortgages made204
Denied8
Approved, not taken up102
Withdrawn or incomplete20
Loans bought from other lenders0
Median rate spread over the prime offer rate1.1075 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase157 7.375%$585,000 2.7%
Refinancing12 7.188%$855,000 0.0%
Cash-out refinancing35 7.250%$605,000 3.2%

Where 5TH STREET CAPITAL, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 587.500%1.1%
San Diego County, CA 116.875%5.0%
San Francisco County, CA 107.313%6.3%
Alameda County, CA 9Under 10 loans0.0%
Orange County, CA 7Under 10 loans0.0%
Maricopa County, AZ 6Under 10 loans0.0%
Clark County, NV 5Under 10 loans14.3%
Riverside County, CA 4Under 10 loans0.0%
Contra Costa County, CA 3Under 10 loans0.0%
San Bernardino County, CA 3Under 10 loans0.0%
King County, WA 3Under 10 loans0.0%
Fresno County, CA 2Under 10 loans0.0%
Merced County, CA 2Under 10 loans0.0%
Placer County, CA 2Under 10 loans0.0%
San Mateo County, CA 2Under 10 loans0.0%
Ventura County, CA 2Under 10 loans25.0%
Boulder County, CO 2Under 10 loans0.0%
Denver County, CO 2Under 10 loans0.0%
Miami-Dade County, FL 2Under 10 loans0.0%
Pinellas County, FL 2Under 10 loans0.0%
DuPage County, IL 2Under 10 loans0.0%
Montgomery County, MD 2Under 10 loans0.0%
Marion County, OR 2Under 10 loans0.0%
Washington County, OR 2Under 10 loans0.0%
Davidson County, TN 2Under 10 loans0.0%
Denton County, TX 2Under 10 loans0.0%
Tarrant County, TX 2Under 10 loans0.0%
Whatcom County, WA 2Under 10 loans0.0%
La Paz County, AZ 1Under 10 loans0.0%
Pinal County, AZ 1Under 10 loans0.0%
Yavapai County, AZ 1Under 10 loans0.0%
El Dorado County, CA 1Under 10 loans0.0%
Imperial County, CA 1Under 10 loans0.0%
Marin County, CA 1Under 10 loans0.0%
Napa County, CA 1Under 10 loans0.0%
Sacramento County, CA 1Under 10 loans0.0%
San Joaquin County, CA 1Under 10 loans0.0%
San Luis Obispo County, CA 1Under 10 loans0.0%
Santa Clara County, CA 1Under 10 loans0.0%
Santa Cruz County, CA 1Under 10 loans0.0%
Yuba County, CA 1Under 10 loans0.0%
Arapahoe County, CO 1Under 10 loans0.0%
Douglas County, CO 1Under 10 loans0.0%
Elbert County, CO 1Under 10 loans0.0%
Jefferson County, CO 1Under 10 loans0.0%
Mesa County, CO 1Under 10 loans0.0%
Naugatuck Valley Planning Region, CT 1Under 10 loans0.0%
Bradford County, FL 1Under 10 loans0.0%
Brevard County, FL 1Under 10 loans0.0%
Broward County, FL 1Under 10 loans0.0%

Get told when this changes

When 5TH STREET CAPITAL, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.