BankSouth
BankSouth received 235 applications in 2025 and made 200 mortgages, in 47 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $255,000. Of 209 decisions, 7 were denials — 3.4%.
| Legal Entity Identifier | 549300EA0U825E61X330 |
|---|---|
| Applications received | 235 |
| Mortgages made | 200 |
| Denied | 7 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 18 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: BankSouth, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 110 | Not published | $405,000 | 1.8% |
| Refinancing | 51 | Not published | $105,000 | 1.9% |
| Cash-out refinancing | 15 | Not published | $205,000 | 16.7% |
| Other purposes | 24 | Not published | $75,000 | 4.0% |
Where BankSouth lends most
The 47 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greene County, GA | 47 | Not published | 4.1% |
| Putnam County, GA | 21 | Not published | 0.0% |
| Laurens County, GA | 17 | Not published | 0.0% |
| Bleckley County, GA | 12 | Not published | 0.0% |
| Chatham County, GA | 12 | Not published | 20.0% |
| Oconee County, GA | 11 | Not published | 0.0% |
| Clarke County, GA | 10 | Not published | 0.0% |
| Madison County, GA | 8 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 5 | Under 10 loans | 0.0% |
| Fulton County, GA | 4 | Under 10 loans | 20.0% |
| Houston County, GA | 4 | Under 10 loans | 0.0% |
| Morgan County, GA | 4 | Under 10 loans | 0.0% |
| Cobb County, GA | 3 | Under 10 loans | 0.0% |
| Johnson County, GA | 3 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 2 | Under 10 loans | 0.0% |
| Barrow County, GA | 2 | Under 10 loans | 0.0% |
| Bulloch County, GA | 2 | Under 10 loans | 0.0% |
| DeKalb County, GA | 2 | Under 10 loans | 0.0% |
| Elbert County, GA | 2 | Under 10 loans | 0.0% |
| Forsyth County, GA | 2 | Under 10 loans | 33.3% |
| Glynn County, GA | 2 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Jasper County, GA | 2 | Under 10 loans | 0.0% |
| Wilkinson County, GA | 2 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Bibb County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Coweta County, GA | 1 | Under 10 loans | 0.0% |
| Dodge County, GA | 1 | Under 10 loans | 0.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Hancock County, GA | 1 | Under 10 loans | 0.0% |
| Jackson County, GA | 1 | Under 10 loans | 0.0% |
| Jefferson County, GA | 1 | Under 10 loans | 0.0% |
| McDuffie County, GA | 1 | Under 10 loans | 0.0% |
| Oglethorpe County, GA | 1 | Under 10 loans | 0.0% |
| Peach County, GA | 1 | Under 10 loans | 0.0% |
| Pulaski County, GA | 1 | Under 10 loans | 0.0% |
| Richmond County, GA | 1 | Under 10 loans | 0.0% |
| Rockdale County, GA | 1 | Under 10 loans | 0.0% |
| Toombs County, GA | 1 | Under 10 loans | 0.0% |
| Washington County, GA | 1 | Under 10 loans | 0.0% |
| Craven County, NC | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Bryan County, GA | 0 | Under 10 loans | Not published |
| Jenkins County, GA | 0 | Under 10 loans | Not published |
| White County, GA | 0 | Under 10 loans | Not published |
| Jackson County, NC | 0 | Under 10 loans | Not published |
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When BankSouth’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.