MOBILITY CREDIT UNION
MOBILITY CREDIT UNION received 144 applications in 2025 and made 57 mortgages, in 28 counties across 2 states. The median rate its borrowers got was 7.938% on a median loan of $135,000. Of 118 decisions, 53 were denials — 44.9%, most often for collateral.
| Legal Entity Identifier | 5493000321W4GKLZ1Y10 |
|---|---|
| Applications received | 144 |
| Mortgages made | 57 |
| Denied | 53 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.59 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | 7.500% | $275,000 | 8.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 52.9% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | Not published | $85,000 | 58.3% |
Where MOBILITY CREDIT UNION lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Collin County, TX | 18 | Not published | 28.6% |
| Dallas County, TX | 12 | 6.375% | 50.0% |
| Tarrant County, TX | 10 | 8.375% | 45.0% |
| Denton County, TX | 3 | Under 10 loans | 71.4% |
| Harris County, TX | 3 | Under 10 loans | 40.0% |
| Kaufman County, TX | 2 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 50.0% |
| Grayson County, TX | 1 | Under 10 loans | 50.0% |
| Hays County, TX | 1 | Under 10 loans | 50.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| Somervell County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 0 | Under 10 loans | 0.0% |
| Brazoria County, TX | 0 | Under 10 loans | 100.0% |
| Comal County, TX | 0 | Under 10 loans | Not published |
| Fort Bend County, TX | 0 | Under 10 loans | Not published |
| Henderson County, TX | 0 | Under 10 loans | 100.0% |
| Hunt County, TX | 0 | Under 10 loans | 100.0% |
| Limestone County, TX | 0 | Under 10 loans | Not published |
| Navarro County, TX | 0 | Under 10 loans | Not published |
| Parker County, TX | 0 | Under 10 loans | 100.0% |
| Rockwall County, TX | 0 | Under 10 loans | 100.0% |
| Rusk County, TX | 0 | Under 10 loans | 100.0% |
| Williamson County, TX | 0 | Under 10 loans | 0.0% |
| Wise County, TX | 0 | Under 10 loans | 100.0% |
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When MOBILITY CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.