STAR USA FEDERAL CREDIT UNION
STAR USA FEDERAL CREDIT UNION received 54 applications in 2025 and made 16 mortgages, in 104 counties across 28 states. The median rate its borrowers got was 6.250% on a median loan of $105,000. Of 54 decisions, 3 were denials — 5.6%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493002Z4GZF8C2F3T27 |
|---|---|
| Applications received | 54 |
| Mortgages made | 16 |
| Denied | 3 |
| Approved, not taken up | 35 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 78 |
| Median rate spread over the prime offer rate | -0.2 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 12 | 7.575% | $120,000 | 0.0% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where STAR USA FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kanawha County, WV | 4 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| St. Louis County, MN | 1 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Erie County, NY | 1 | Under 10 loans | 0.0% |
| Beaufort County, NC | 1 | Under 10 loans | 0.0% |
| Clermont County, OH | 1 | Under 10 loans | 0.0% |
| Marion County, OR | 1 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Fayette County, WV | 1 | Under 10 loans | 0.0% |
| Nicholas County, WV | 1 | Under 10 loans | 0.0% |
| Raleigh County, WV | 1 | Under 10 loans | 0.0% |
| Roane County, WV | 1 | Under 10 loans | 0.0% |
| Talladega County, AL | 0 | Under 10 loans | 0.0% |
| Garfield County, CO | 0 | Under 10 loans | Not published |
| Montrose County, CO | 0 | Under 10 loans | 0.0% |
| Pueblo County, CO | 0 | Under 10 loans | Not published |
| Sussex County, DE | 0 | Under 10 loans | Not published |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Calhoun County, FL | 0 | Under 10 loans | Not published |
| Hamilton County, FL | 0 | Under 10 loans | Not published |
| Marion County, FL | 0 | Under 10 loans | Not published |
| Orange County, FL | 0 | Under 10 loans | Not published |
| Volusia County, FL | 0 | Under 10 loans | Not published |
| Cook County, IL | 0 | Under 10 loans | Not published |
| St. Clair County, IL | 0 | Under 10 loans | 0.0% |
| Sangamon County, IL | 0 | Under 10 loans | Not published |
| Putnam County, IN | 0 | Under 10 loans | Not published |
| Polk County, IA | 0 | Under 10 loans | 0.0% |
| Butler County, KS | 0 | Under 10 loans | Not published |
| Laurel County, KY | 0 | Under 10 loans | Not published |
| Avoyelles Parish, LA | 0 | Under 10 loans | Not published |
| St. Landry Parish, LA | 0 | Under 10 loans | Not published |
| Anne Arundel County, MD | 0 | Under 10 loans | Not published |
| Allegan County, MI | 0 | Under 10 loans | 0.0% |
| Eaton County, MI | 0 | Under 10 loans | 0.0% |
| Ionia County, MI | 0 | Under 10 loans | 0.0% |
| Kent County, MI | 0 | Under 10 loans | 0.0% |
| Livingston County, MI | 0 | Under 10 loans | 0.0% |
| Macomb County, MI | 0 | Under 10 loans | 0.0% |
| Muskegon County, MI | 0 | Under 10 loans | 0.0% |
| Oakland County, MI | 0 | Under 10 loans | Not published |
| Ottawa County, MI | 0 | Under 10 loans | 0.0% |
| Sanilac County, MI | 0 | Under 10 loans | 0.0% |
| Washtenaw County, MI | 0 | Under 10 loans | 0.0% |
| Wayne County, MI | 0 | Under 10 loans | 0.0% |
| Wexford County, MI | 0 | Under 10 loans | 0.0% |
| Anoka County, MN | 0 | Under 10 loans | Not published |
| Harrison County, MS | 0 | Under 10 loans | Not published |
| Lauderdale County, MS | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.