Virginia National Bank
Virginia National Bank received 78 applications in 2025 and made 47 mortgages, in 30 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $535,000. Of 66 decisions, 12 were denials — 18.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XE6SNRPD2GUD44 |
|---|---|
| Applications received | 78 |
| Mortgages made | 47 |
| Denied | 12 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Virginia National Bank, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $535,000 | 17.4% |
| Refinancing | 11 | Not published | $805,000 | 12.5% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 50.0% |
Where Virginia National Bank lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Richmond city, VA | 23 | Not published | 7.7% |
| Henrico County, VA | 5 | Under 10 loans | 16.7% |
| Charlottesville city, VA | 2 | Under 10 loans | 0.0% |
| Staunton city, VA | 2 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 1 | Under 10 loans | 0.0% |
| Talbot County, MD | 1 | Under 10 loans | 0.0% |
| Stark County, OH | 1 | Under 10 loans | 0.0% |
| Charlotte County, VA | 1 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 1 | Under 10 loans | 0.0% |
| Culpeper County, VA | 1 | Under 10 loans | 0.0% |
| Fauquier County, VA | 1 | Under 10 loans | 0.0% |
| Henry County, VA | 1 | Under 10 loans | 0.0% |
| Lancaster County, VA | 1 | Under 10 loans | 0.0% |
| Prince Edward County, VA | 1 | Under 10 loans | 0.0% |
| Norfolk city, VA | 1 | Under 10 loans | 50.0% |
| Petersburg city, VA | 1 | Under 10 loans | 0.0% |
| Waynesboro city, VA | 1 | Under 10 loans | 0.0% |
| Williamsburg city, VA | 1 | Under 10 loans | 0.0% |
| Baltimore city, MD | 0 | Under 10 loans | 100.0% |
| Onslow County, NC | 0 | Under 10 loans | Not published |
| Albemarle County, VA | 0 | Under 10 loans | 0.0% |
| Augusta County, VA | 0 | Under 10 loans | 100.0% |
| Louisa County, VA | 0 | Under 10 loans | 100.0% |
| Pittsylvania County, VA | 0 | Under 10 loans | 100.0% |
| Prince William County, VA | 0 | Under 10 loans | 0.0% |
| Stafford County, VA | 0 | Under 10 loans | 100.0% |
| Danville city, VA | 0 | Under 10 loans | 100.0% |
| Portsmouth city, VA | 0 | Under 10 loans | 100.0% |
| Berkeley County, WV | 0 | Under 10 loans | Not published |
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When Virginia National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.