Mortgage Lender Index

Home purchase lenders in Baca County

11 home purchase mortgages were made in Baca County, Colorado, in 2025, by 19 lenders. The median rate their borrowers got was 6.500% on a median loan of $155,000. Of 22 decisions, 10 were denials — 45.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
LOWER, LLC 4 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
First National Bank Colorado 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Frontier Bank 0 Under 10 loans Under 10 loans 66.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
GNBank, National Association 0 Under 10 loans Under 10 loans 100.0%
TBK BANK, SSB 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
SWBC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.