Mortgage Lender Index

Home purchase lenders in Scott County

34 home purchase mortgages were made in Scott County, Illinois, in 2025, by 23 lenders. The median rate their borrowers got was 6.625% on a median loan of $75,000. Of 42 decisions, 6 were denials — 14.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Petefish, Skiles & Co. 7 Under 10 loans Under 10 loans 30.0%
CNB Bank And Trust, N.A. 5 Under 10 loans Under 10 loans 16.7%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 3 Under 10 loans Under 10 loans 0.0%
Heartland Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
HEARTLAND 2 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 1 Under 10 loans Under 10 loans 66.7%
Prairie State Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN STATE UNIVERSITY Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY BANC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Carrollton Bank 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.