Mortgage Lender Index

FIRSTMARK

FIRSTMARK received 828 applications in 2025 and made 334 mortgages, in 53 counties across 13 states. The median rate its borrowers got was 7.040% on a median loan of $75,000. Of 682 decisions, 346 were denials — 50.7%, most often for debt-to-income ratio.

Legal Entity Identifier254900ZPTT694OV6U433
Applications received828
Mortgages made334
Denied346
Approved, not taken up2
Withdrawn or incomplete146
Loans bought from other lenders0
Median rate spread over the prime offer rate1.15 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase34 6.063%$255,000 26.1%
Refinancing112 7.240%$95,000 36.2%
Cash-out refinancing12 6.688%$230,000 52.0%
Other purposes176 7.140%$55,000 59.2%

Where FIRSTMARK lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bexar County, TX 2757.040%50.2%
Guadalupe County, TX 176.890%19.1%
Comal County, TX 136.740%23.5%
Gillespie County, TX 6Under 10 loans14.3%
Wilson County, TX 5Under 10 loans61.5%
Harris County, TX 2Under 10 loans33.3%
Medina County, TX 2Under 10 loans70.0%
Marion County, FL 1Under 10 loans0.0%
Wayne County, IN 1Under 10 loans0.0%
Atascosa County, TX 1Under 10 loans90.0%
Bandera County, TX 1Under 10 loans75.0%
Bell County, TX 1Under 10 loans0.0%
Burnet County, TX 1Under 10 loans0.0%
Dallas County, TX 1Under 10 loans0.0%
El Paso County, TX 1Under 10 loans0.0%
Hays County, TX 1Under 10 loans0.0%
Kendall County, TX 1Under 10 loans66.7%
Kleberg County, TX 1Under 10 loans0.0%
Mason County, TX 1Under 10 loans0.0%
Maverick County, TX 1Under 10 loans66.7%
Uvalde County, TX 1Under 10 loans0.0%
Los Angeles County, CA 0Under 10 loans100.0%
Montrose County, CO 0Under 10 loans100.0%
Broward County, FL 0Under 10 loans100.0%
Lee County, FL 0Under 10 loans100.0%
Miami-Dade County, FL 0Under 10 loans100.0%
Harris County, GA 0Under 10 loans100.0%
Christian County, IL 0Under 10 loans100.0%
Perry County, IL 0Under 10 loans100.0%
St. Tammany Parish, LA 0Under 10 loans100.0%
Baltimore city, MD 0Under 10 loans100.0%
Hinds County, MS 0Under 10 loans100.0%
Webster County, MS 0Under 10 loans100.0%
Clark County, NV 0Under 10 loans100.0%
Wayne County, NC 0Under 10 loansNot published
Berks County, PA 0Under 10 loans100.0%
Lancaster County, PA 0Under 10 loans100.0%
Brazoria County, TX 0Under 10 loansNot published
Caldwell County, TX 0Under 10 loansNot published
Carson County, TX 0Under 10 loans100.0%
Collin County, TX 0Under 10 loansNot published
Dimmit County, TX 0Under 10 loans100.0%
Fort Bend County, TX 0Under 10 loans100.0%
Galveston County, TX 0Under 10 loans100.0%
Gonzales County, TX 0Under 10 loansNot published
Jefferson County, TX 0Under 10 loans100.0%
Kerr County, TX 0Under 10 loans100.0%
Lavaca County, TX 0Under 10 loans100.0%
Live Oak County, TX 0Under 10 loans100.0%
Nueces County, TX 0Under 10 loans100.0%

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When FIRSTMARK’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.