INOVA
INOVA received 601 applications in 2025 and made 374 mortgages, in 114 counties across 30 states. The median rate its borrowers got was 2.990% on a median loan of $75,000. Of 525 decisions, 122 were denials — 23.2%, most often for credit history.
| Legal Entity Identifier | 549300SQH6MBVMMRRA85 |
|---|---|
| Applications received | 601 |
| Mortgages made | 374 |
| Denied | 122 |
| Approved, not taken up | 29 |
| Withdrawn or incomplete | 76 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.066 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 70 | 6.500% | $245,000 | 8.2% |
| Refinancing | 46 | 2.990% | $95,000 | 16.1% |
| Cash-out refinancing | 49 | 5.875% | $105,000 | 19.1% |
| Other purposes | 209 | 2.990% | $55,000 | 29.4% |
Where INOVA lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Elkhart County, IN | 143 | 2.990% | 16.3% |
| St. Joseph County, IN | 127 | 2.990% | 14.4% |
| Cass County, MI | 17 | 2.990% | 19.1% |
| LaPorte County, IN | 14 | 2.990% | 36.4% |
| Marion County, IN | 4 | Under 10 loans | 33.3% |
| Alameda County, CA | 3 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 3 | Under 10 loans | 25.0% |
| Hamilton County, IN | 3 | Under 10 loans | 25.0% |
| Kosciusko County, IN | 3 | Under 10 loans | 0.0% |
| Marshall County, IN | 3 | Under 10 loans | 0.0% |
| Cook County, IL | 2 | Under 10 loans | 33.3% |
| DuPage County, IL | 2 | Under 10 loans | 33.3% |
| Bergen County, NJ | 2 | Under 10 loans | 0.0% |
| Johnston County, NC | 2 | Under 10 loans | 33.3% |
| Marion County, OH | 2 | Under 10 loans | 33.3% |
| Craighead County, AR | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 66.7% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Naugatuck Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 50.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
| Carroll County, GA | 1 | Under 10 loans | 0.0% |
| Dawson County, GA | 1 | Under 10 loans | 0.0% |
| Jones County, GA | 1 | Under 10 loans | 0.0% |
| Bannock County, ID | 1 | Under 10 loans | 0.0% |
| Clinton County, IL | 1 | Under 10 loans | 0.0% |
| Ogle County, IL | 1 | Under 10 loans | 0.0% |
| Will County, IL | 1 | Under 10 loans | 0.0% |
| Boone County, IN | 1 | Under 10 loans | 0.0% |
| Delaware County, IN | 1 | Under 10 loans | 0.0% |
| Jackson County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IN | 1 | Under 10 loans | 50.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Monroe County, IN | 1 | Under 10 loans | 0.0% |
| Porter County, IN | 1 | Under 10 loans | 50.0% |
| Starke County, IN | 1 | Under 10 loans | 66.7% |
| Berrien County, MI | 1 | Under 10 loans | 33.3% |
| Ingham County, MI | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Van Buren County, MI | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Douglas County, NE | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 50.0% |
| Lyon County, NV | 1 | Under 10 loans | 50.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
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When INOVA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.