Mortgage Lender Index

Home purchase lenders in Howard County

60 home purchase mortgages were made in Howard County, Nebraska, in 2025, by 38 lenders. The median rate their borrowers got was 6.688% on a median loan of $175,000. Of 72 decisions, 10 were denials — 13.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
WEST GATE BANK 6 Under 10 loans Under 10 loans 0.0%
MORIA DEVELOPMENT, INC. 6 Under 10 loans Under 10 loans 0.0%
Five Points Bank 5 Under 10 loans Under 10 loans 0.0%
CHARTER WEST BANK 5 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 4 Under 10 loans Under 10 loans 33.3%
First National Bank of Omaha 3 Under 10 loans Under 10 loans 40.0%
Pathway Bank 3 Under 10 loans Under 10 loans 25.0%
ARCHER COOPERATIVE CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Home Federal Savings and Loan Association of Grand Island 3 Under 10 loans Under 10 loans 0.0%
CASTLE & COOKE MORTGAGE, LLC 3 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 33.3%
Exchange Bank 2 Under 10 loans Under 10 loans 0.0%
Equitable Bank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
MNB Bank 1 Under 10 loans Under 10 loans 0.0%
Heritage Bank 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
BankFirst 1 Under 10 loans Under 10 loans 0.0%
549300MNG3C6WSZ0TB17 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Union Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
FIRSTIER BANK 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Equitable Savings and Loan Association 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Members Mortgage Services, L.L.C. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.