Mortgage Lender Index

Home purchase lenders in Stanley County

23 home purchase mortgages were made in Stanley County, South Dakota, in 2025, by 19 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 32 decisions, 9 were denials — 28.1%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
BANKWEST, INC. 12 6.250% $220,000 29.4%
American Bank & Trust 3 Under 10 loans Under 10 loans 0.0%
First Dakota National Bank 2 Under 10 loans Under 10 loans 0.0%
First Bank & Trust 1 Under 10 loans Under 10 loans 50.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
CORTRUST MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
First National Bank 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
BLACK HILLS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans Not published
Rocket Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
CU MORTGAGE DIRECT, LLC 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.