Mortgage Lender Index

Mortgage lenders in Stanley County

42 mortgages were made in Stanley County, South Dakota, in 2025, by 27 lenders. The median rate their borrowers got was 6.625% on a median loan of $200,000. Of 60 decisions, 15 were denials — 25.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
BANKWEST, INC. 18 6.313% $210,000 28.0%
American Bank & Trust 4 Under 10 loans Under 10 loans 0.0%
BLACK HILLS FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 20.0%
First National Bank 3 Under 10 loans Under 10 loans 0.0%
First Dakota National Bank 2 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 33.3%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
First Bank & Trust 1 Under 10 loans Under 10 loans 50.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
CORTRUST MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bravera Bank 1 Under 10 loans Under 10 loans 0.0%
CU MORTGAGE DIRECT, LLC 0 Under 10 loans Under 10 loans 100.0%
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Stanley County

2 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First National Bank 1$82.6 million
First Fidelity Bank 1$28.7 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.