PREMIER AMERICA
PREMIER AMERICA received 655 applications in 2025 and made 340 mortgages, in 58 counties across 19 states. The median rate its borrowers got was 8.000% on a median loan of $155,000. Of 489 decisions, 129 were denials — 26.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300HVFLWKU7133506 |
|---|---|
| Applications received | 655 |
| Mortgages made | 340 |
| Denied | 129 |
| Approved, not taken up | 20 |
| Withdrawn or incomplete | 166 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.81 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 44 | 6.563% | $450,000 | 7.8% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Cash-out refinancing | 15 | 7.240% | $205,000 | 50.0% |
| Other purposes | 274 | 8.125% | $125,000 | 26.4% |
Where PREMIER AMERICA lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 140 | 8.000% | 31.5% |
| Ventura County, CA | 140 | 8.000% | 19.1% |
| Harris County, TX | 9 | Under 10 loans | 10.0% |
| Orange County, CA | 5 | Under 10 loans | 14.3% |
| San Bernardino County, CA | 4 | Under 10 loans | 33.3% |
| Yavapai County, AZ | 2 | Under 10 loans | 0.0% |
| Kern County, CA | 2 | Under 10 loans | 33.3% |
| Riverside County, CA | 2 | Under 10 loans | 66.7% |
| San Diego County, CA | 2 | Under 10 loans | 50.0% |
| Clark County, NV | 2 | Under 10 loans | 0.0% |
| Collin County, TX | 2 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 2 | Under 10 loans | 25.0% |
| Amador County, CA | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 1 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 1 | Under 10 loans | 33.3% |
| Boulder County, CO | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Highlands County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| DeKalb County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Rabun County, GA | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 1 | Under 10 loans | 0.0% |
| Onslow County, NC | 1 | Under 10 loans | 0.0% |
| Rogers County, OK | 1 | Under 10 loans | 0.0% |
| Josephine County, OR | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| Westmoreland County, PA | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Gillespie County, TX | 1 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Thurston County, WA | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 0 | Under 10 loans | Not published |
| Mohave County, AZ | 0 | Under 10 loans | Not published |
| Fresno County, CA | 0 | Under 10 loans | 100.0% |
| Mono County, CA | 0 | Under 10 loans | 100.0% |
| Napa County, CA | 0 | Under 10 loans | Not published |
| Placer County, CA | 0 | Under 10 loans | 100.0% |
| El Paso County, CO | 0 | Under 10 loans | Not published |
| Fannin County, GA | 0 | Under 10 loans | 100.0% |
| McHenry County, IL | 0 | Under 10 loans | Not published |
| Fayette County, KY | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.