Security State Bank & Trust
Security State Bank & Trust received 376 applications in 2025 and made 251 mortgages, in 42 counties across 2 states. The median rate its borrowers got was 6.875% on a median loan of $305,000. Of 367 decisions, 21 were denials — 5.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KLIO6FT2J64B78 |
|---|---|
| Applications received | 376 |
| Mortgages made | 251 |
| Denied | 21 |
| Approved, not taken up | 95 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.312 points |
| FDIC-insured bank | Yes: Security State Bank & Trust, 22 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 176 | 6.750% | $345,000 | 2.1% |
| Refinancing | 38 | 6.875% | $265,000 | 12.9% |
| Other purposes | 37 | 8.000% | $200,000 | 13.1% |
Where Security State Bank & Trust lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kerr County, TX | 37 | 8.000% | 3.7% |
| Gillespie County, TX | 35 | 7.250% | 6.3% |
| Burnet County, TX | 32 | 6.750% | 9.5% |
| Tarrant County, TX | 20 | 6.875% | 3.9% |
| Blanco County, TX | 19 | 6.500% | 0.0% |
| Comal County, TX | 19 | 6.875% | 0.0% |
| Bexar County, TX | 13 | 6.500% | 0.0% |
| Kendall County, TX | 11 | 7.000% | 20.0% |
| Travis County, TX | 11 | 6.490% | 8.3% |
| Llano County, TX | 9 | Under 10 loans | 8.3% |
| Parker County, TX | 8 | Under 10 loans | 0.0% |
| Hays County, TX | 6 | Under 10 loans | 0.0% |
| Denton County, TX | 3 | Under 10 loans | 0.0% |
| Medina County, TX | 3 | Under 10 loans | 0.0% |
| Bandera County, TX | 2 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 2 | Under 10 loans | 25.0% |
| Mason County, TX | 2 | Under 10 loans | 0.0% |
| Ouray County, CO | 1 | Under 10 loans | 0.0% |
| Summit County, CO | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Caldwell County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Edwards County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Erath County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Kimble County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 0.0% |
| Mills County, TX | 1 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 1 | Under 10 loans | 0.0% |
| Rains County, TX | 1 | Under 10 loans | 0.0% |
| Real County, TX | 1 | Under 10 loans | 0.0% |
| San Saba County, TX | 1 | Under 10 loans | 0.0% |
| Atascosa County, TX | 0 | Under 10 loans | 0.0% |
| Dallas County, TX | 0 | Under 10 loans | 50.0% |
| Grayson County, TX | 0 | Under 10 loans | 0.0% |
| Johnson County, TX | 0 | Under 10 loans | 0.0% |
| Victoria County, TX | 0 | Under 10 loans | 0.0% |
| Williamson County, TX | 0 | Under 10 loans | 33.3% |
Get told when this changes
When Security State Bank & Trust’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.