Mortgage Lender Index

Refinancing lenders in Delta County

33 refinancing mortgages were made in Delta County, Michigan, in 2025, by 29 lenders. The median rate their borrowers got was 6.250% on a median loan of $205,000. Of 48 decisions, 9 were denials — 18.8%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 30.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 25.0%
Nicolet National Bank 2 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
IncredibleBank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
DATA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
First Merchants Bank 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 33.3%
NBKC BANK 0 Under 10 loans Under 10 loans 0.0%
Honor Credit Union 0 Under 10 loans Under 10 loans Not published
UNIVERSITY OF MICHIGAN CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
FOX COMMUNITIES Credit Union 0 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.