Mortgage Lender Index

Refinancing lenders in Marshall County

16 refinancing mortgages were made in Marshall County, Minnesota, in 2025, by 15 lenders. The median rate their borrowers got was 6.490% on a median loan of $130,000. Of 20 decisions, 4 were denials — 20.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
KODABANK 2 Under 10 loans Under 10 loans 0.0%
Border Bank 2 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST HOLDING COMPANY OF CAVALIER, INC. 1 Under 10 loans Under 10 loans 50.0%
FIRST COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Choice Financial Group 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
AFFINITY PLUS 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Old National Bank 0 Under 10 loans Under 10 loans Not published
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Gate City Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.