Mortgage Lender Index

Refinancing lenders in Perry County

83 refinancing mortgages were made in Perry County, Missouri, in 2025, by 26 lenders. The median rate their borrowers got was 6.495% on a median loan of $95,000. Of 108 decisions, 19 were denials — 17.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The Bank of Missouri 31 6.810% $95,000 20.5%
Regions Bank 20 4.990% $55,000 21.4%
First State Community Bank 19 7.050% $125,000 4.6%
FLAT BRANCH MORTGAGE, INC. 2 Under 10 loans Under 10 loans 33.3%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Buena Vista National Bank 1 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
FCS Financial, FLCA 1 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Southern Bank 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Commerce Bank 0 Under 10 loans Under 10 loans Not published
Enterprise Bank & Trust 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.