Mortgage Lender Index

Refinancing lenders in Martin County

34 refinancing mortgages were made in Martin County, North Carolina, in 2025, by 26 lenders. The median rate their borrowers got was 6.495% on a median loan of $100,000. Of 54 decisions, 15 were denials — 27.8%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Truist Bank 13 7.100% $105,000 18.8%
STATE EMPLOYEES' 7 Under 10 loans Under 10 loans 33.3%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Southern Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Pennsylvania 1 Under 10 loans Under 10 loans 66.7%
Integrity Home Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
First-Citizens Bank & Trust Company 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans 0.0%
United Bank 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans 0.0%
LOCAL GOVERNMENT 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.