Mortgage Lender Index

Cash-out refinancing lenders in Martin County

40 cash-out refinancing mortgages were made in Martin County, North Carolina, in 2025, by 38 lenders. The median rate their borrowers got was 6.625% on a median loan of $150,000. Of 88 decisions, 46 were denials — 52.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 8 Under 10 loans Under 10 loans 11.1%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 54.6%
STATE EMPLOYEES' 5 Under 10 loans Under 10 loans 28.6%
Wells Fargo Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 85.7%
WEYCO COMMUNITY CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
Neighborhood Mortgage Solutions 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 75.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 50.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
LOCAL GOVERNMENT 0 Under 10 loans Under 10 loans 100.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AgCarolina Farm Credit, FLCA 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans 100.0%
BELLCO CREDIT UNION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.