Mortgage Lender Index

Cash-out refinancing lenders in Ward County

21 cash-out refinancing mortgages were made in Ward County, Texas, in 2025, by 20 lenders. The median rate their borrowers got was 7.375% on a median loan of $185,000. Of 28 decisions, 6 were denials — 21.4%, most often for other.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 35.7%
Nations Lending Corporation 2 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
City Bank 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF TEXAS 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MTCU 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Texas Tech Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
First Basin Credit Union 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.