Mortgage Lender Index

Refinancing lenders in Butler County

42 refinancing mortgages were made in Butler County, Alabama, in 2025, by 24 lenders. The median rate their borrowers got was 7.250% on a median loan of $100,000. Of 51 decisions, 8 were denials — 15.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Trustmark National Bank 10 7.500% $55,000 0.0%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
Guardian Credit Union 5 Under 10 loans Under 10 loans 16.7%
First Citizens Bank 5 Under 10 loans Under 10 loans 0.0%
Cadence Bank 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
HANCOCK WHITNEY BANK 1 Under 10 loans Under 10 loans 50.0%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
First South Farm Credit, ACA 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.