Mortgage Lender Index

Refinancing lenders in Ralls County

40 refinancing mortgages were made in Ralls County, Missouri, in 2025, by 27 lenders. The median rate their borrowers got was 6.975% on a median loan of $165,000. Of 50 decisions, 10 were denials — 20.0%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
HNB National Bank 21 7.000% $135,000 0.0%
THOMPSON KANE & COMPANY, INC 2 Under 10 loans Under 10 loans 33.3%
Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
Alliant Bank 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTMENT SERVICES CORPORATION 1 Under 10 loans Under 10 loans 0.0%
REGIONAL MISSOURI BANK 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
HomeBank 1 Under 10 loans Under 10 loans 0.0%
Mid America Bank 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 1 Under 10 loans Under 10 loans 0.0%
United Credit Union 0 Under 10 loans Under 10 loans 100.0%
Kiavi Funding, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Associated Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.