Mortgage Lender Index

Home purchase lenders in Ralls County

101 home purchase mortgages were made in Ralls County, Missouri, in 2025, by 55 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 119 decisions, 12 were denials — 10.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
THOMPSON KANE & COMPANY, INC 19 6.250% $165,000 5.0%
HNB National Bank 17 7.000% $195,000 13.6%
FLAT BRANCH MORTGAGE, INC. 8 Under 10 loans Under 10 loans 0.0%
HomeBank 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 25.0%
Alliant Bank 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTMENT SERVICES CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Heritage Community Bank 2 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 20.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
The Bank of Old Monroe 1 Under 10 loans Under 10 loans 0.0%
REGIONAL MISSOURI BANK 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
First State Bank of St. Charles, Missouri 1 Under 10 loans Under 10 loans 0.0%
West Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
Members Mortgage Services, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
CASTLE & COOKE MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 1 Under 10 loans Under 10 loans 0.0%
The Bank of Herrin 1 Under 10 loans Under 10 loans 0.0%
TOGETHER CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
CITY-COUNTY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Royal Banks of Missouri 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
PEOPLES BANK & TRUST CO. 0 Under 10 loans Under 10 loans 100.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans Not published
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
River Region Credit Union 0 Under 10 loans Under 10 loans 100.0%
GERSHMAN INVESTMENT CORP. 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Ralls County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.