Mortgage Lender Index

Refinancing lenders in Kingman County

23 refinancing mortgages were made in Kingman County, Kansas, in 2025, by 21 lenders. The median rate their borrowers got was 6.188% on a median loan of $125,000. Of 28 decisions, 5 were denials — 17.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The Citizens State Bank of Cheney, Kansas 8 Under 10 loans Under 10 loans 0.0%
Citizens Bank of Kansas 2 Under 10 loans Under 10 loans 33.3%
Fidelity Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF AMERICA 1 Under 10 loans Under 10 loans 50.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Garden Plain State Bank 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
Wichita Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Bennington State Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of Commerce and Trust Company 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Hutchinson 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
HEARTLAND CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Rocket Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
FLAT BRANCH MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.