Mortgage Lender Index

Cash-out refinancing lenders in Franklin County

46 cash-out refinancing mortgages were made in Franklin County, Arkansas, in 2025, by 35 lenders. The median rate their borrowers got was 6.688% on a median loan of $140,000. Of 85 decisions, 37 were denials — 43.5%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 14 7.250% $105,000 34.8%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 45.5%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 25.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 50.0%
ARKANSAS Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Arvest Bank 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
Priority Bank 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 75.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank OZK 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
ATLANTA POSTAL 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
UNITED FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE CLEARING CORPORATION 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.