Mortgage Lender Index

Home purchase lenders in Clinton County

47 home purchase mortgages were made in Clinton County, Kentucky, in 2025, by 38 lenders. The median rate their borrowers got was 7.250% on a median loan of $145,000. Of 84 decisions, 31 were denials — 36.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The Monticello Banking Company 7 Under 10 loans Under 10 loans 12.5%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 81.3%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 63.6%
FirstBank 3 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 3 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 60.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 66.7%
Greenville National Bank 1 Under 10 loans Under 10 loans 0.0%
Community Trust Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
INTERLINC MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
First Southern National Bank 1 Under 10 loans Under 10 loans 0.0%
The Citizens National Bank of Somerset 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Cumberland Valley National Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 66.7%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.