Mortgage Lender Index

Home purchase lenders in Knott County

52 home purchase mortgages were made in Knott County, Kentucky, in 2025, by 27 lenders. The median rate their borrowers got was 6.933% on a median loan of $130,000. Of 188 decisions, 122 were denials — 64.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Community Trust Bank, Inc. 13 6.250% $155,000 33.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 11 10.250% $105,000 70.0%
21st Mortgage Corporation 7 Under 10 loans Under 10 loans 69.6%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 71.4%
STOCKTON MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 1 Under 10 loans Under 10 loans 25.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 66.7%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
POLARIS HOME FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Whitaker Bank 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 72.7%
FirstBank 0 Under 10 loans Under 10 loans 83.3%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans 100.0%
REPUBLIC STATE MORTGAGE CO. 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.