Mortgage Lender Index

Refinancing lenders in Menifee County

32 refinancing mortgages were made in Menifee County, Kentucky, in 2025, by 23 lenders. The median rate their borrowers got was 7.250% on a median loan of $135,000. Of 39 decisions, 7 were denials — 18.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Traditional Bank, Inc. 13 7.500% $95,000 7.1%
Whitaker Bank 3 Under 10 loans Under 10 loans 40.0%
First Grayson Bancorp, Inc. 2 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
COMMONWEALTH 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank of Kentucky, Inc. 1 Under 10 loans Under 10 loans 0.0%
CITIZENS BANK OF KENTUCKY, INC. 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Stock Yards Bank & Trust Company 0 Under 10 loans Under 10 loans 100.0%
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.