Mortgage Lender Index

Cash-out refinancing lenders in Hertford County

20 cash-out refinancing mortgages were made in Hertford County, North Carolina, in 2025, by 29 lenders. The median rate their borrowers got was 6.188% on a median loan of $125,000. Of 56 decisions, 36 were denials — 64.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
STATE EMPLOYEES' 3 Under 10 loans Under 10 loans 66.7%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 57.1%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 25.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 33.3%
LOCAL GOVERNMENT 1 Under 10 loans Under 10 loans 80.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
AgCarolina Farm Credit, FLCA 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
REV FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
UNITED MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.