Mortgage Lender Index

Cash-out refinancing lenders in Nowata County

21 cash-out refinancing mortgages were made in Nowata County, Oklahoma, in 2025, by 32 lenders. The median rate their borrowers got was 6.750% on a median loan of $155,000. Of 37 decisions, 14 were denials — 37.8%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 66.7%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 33.3%
Arvest Bank 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 80.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
OKLAHOMA'S CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
Truity Federal Credit Union 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
LENDSURE MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.