Mortgage Lender Index

Home purchase lenders in Hughes County

190 home purchase mortgages were made in Hughes County, South Dakota, in 2025, by 46 lenders. The median rate their borrowers got was 6.250% on a median loan of $225,000. Of 212 decisions, 19 were denials — 9.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
BANKWEST, INC. 89 6.000% $215,000 5.3%
First National Bank 16 Not published $250,000 11.1%
American Bank & Trust 16 6.750% $230,000 5.9%
First Dakota National Bank 16 6.370% $270,000 11.1%
BLACK HILLS FEDERAL CREDIT UNION 10 6.125% $270,000 15.4%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Granite Bank 2 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
First Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
Central Bank 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 66.7%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 33.3%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
Colorado Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 0 Under 10 loans Under 10 loans 100.0%
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Bison State Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Hughes County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.