Mortgage Lender Index

Home purchase lenders in Delta County

64 home purchase mortgages were made in Delta County, Texas, in 2025, by 50 lenders. The median rate their borrowers got was 6.600% on a median loan of $190,000. Of 89 decisions, 18 were denials — 20.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GUILD MORTGAGE COMPANY 15 6.500% $165,000 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 33.3%
Guaranty Bank & Trust, N.A. 3 Under 10 loans Under 10 loans 0.0%
Prosperity Bank 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 75.0%
Cypress Bank, SSB 2 Under 10 loans Under 10 loans 25.0%
Alliance Bank 2 Under 10 loans Under 10 loans 33.3%
Nations Lending Corporation 2 Under 10 loans Under 10 loans 0.0%
Legend Bank, N.A. 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
5493008S3V47SHFD8R45 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
TEXAS MORTGAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
Centennial Bank 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Glacier Bank 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Frost Bank 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 66.7%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans 50.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans Not published
STG MORTGAGE INC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
Incommons Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
FirstBank 0 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.