Mortgage Lender Index

Refinancing lenders in Izard County

52 refinancing mortgages were made in Izard County, Arkansas, in 2025, by 37 lenders. The median rate their borrowers got was 6.188% on a median loan of $190,000. Of 68 decisions, 15 were denials — 22.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
FNBC Bank 10 Not published $215,000 0.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 12.5%
Cadence Bank 5 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 20.0%
VILLAGE CAPITAL & INVESTMENT LLC 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
First Community Bank 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
INTELLILOAN, INC. 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
AgHeritage Farm Credit Services, ACA 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
The Farmers & Merchants Bank 0 Under 10 loans Under 10 loans 100.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Renasant Bank 0 Under 10 loans Under 10 loans 100.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
Simmons Bank 0 Under 10 loans Under 10 loans 100.0%
ARKANSAS Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Generations Bank 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
Colorado Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.