Mortgage Lender Index

Refinancing lenders in Christian County

70 refinancing mortgages were made in Christian County, Illinois, in 2025, by 44 lenders. The median rate their borrowers got was 6.500% on a median loan of $125,000. Of 79 decisions, 7 were denials — 8.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
First National Bank of Pana 21 Not published $165,000 0.0%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
CITIZENS EQUITY FIRST 4 Under 10 loans Under 10 loans 0.0%
The First National Bank of Raymond 4 Under 10 loans Under 10 loans 0.0%
United Community Bank 3 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
Regions Bank 2 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
First State Bank and Trust 2 Under 10 loans Under 10 loans 0.0%
Warren-Boynton State Bank 2 Under 10 loans Under 10 loans 0.0%
CNB Bank And Trust, N.A. 1 Under 10 loans Under 10 loans 0.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 50.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
Petefish, Skiles & Co. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
Providence Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
INB, National Association 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
Morton Community Bank 1 Under 10 loans Under 10 loans 0.0%
IAA Credit Union 1 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 1 Under 10 loans Under 10 loans 0.0%
Heartland Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
First Mid Bank & Trust, National Association 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.