Mortgage Lender Index

Refinancing lenders in Benton County

41 refinancing mortgages were made in Benton County, Indiana, in 2025, by 35 lenders. The median rate their borrowers got was 6.125% on a median loan of $155,000. Of 55 decisions, 9 were denials — 16.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
First Merchants Bank 4 Under 10 loans Under 10 loans 33.3%
The Farmers and Merchants Bank 3 Under 10 loans Under 10 loans 0.0%
Industrial Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
Kentland Bank 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 75.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 33.3%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PURDUE 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
OCEANSIDE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 0.0%
The Fountain Trust Company 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
Bankers' Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of Wolcott 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
WINTERWOOD MORTGAGE GROUP, LLC 1 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 33.3%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.