Mortgage Lender Index

Cash-out refinancing lenders in Geary County

63 cash-out refinancing mortgages were made in Geary County, Kansas, in 2025, by 46 lenders. The median rate their borrowers got was 6.500% on a median loan of $205,000. Of 133 decisions, 64 were denials — 48.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 19 6.500% $135,000 17.4%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 36.4%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 20.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 84.6%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 75.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 66.7%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 80.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 81.8%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 66.7%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
Central National Bank 1 Under 10 loans Under 10 loans 50.0%
Exchange Bank 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 50.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PREMIER MEMBERS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MERITRUST Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
Bank of the Flint Hills 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
KS StateBank 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 60.0%
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
KANSAS STATE UNIVERSITY Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
Azura Credit Union 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.