Mortgage Lender Index

Refinancing lenders in Trigg County

46 refinancing mortgages were made in Trigg County, Kentucky, in 2025, by 37 lenders. The median rate their borrowers got was 6.250% on a median loan of $185,000. Of 67 decisions, 13 were denials — 19.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
FNB Bank, Inc. 8 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 14.3%
First Southern National Bank 4 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 25.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
United Southern Bank 3 Under 10 loans Under 10 loans 0.0%
First Financial Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
FIRSTTRUST HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Planters Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 1 Under 10 loans Under 10 loans 0.0%
West Point Bank 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
Fortera Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Independence Bank of Kentucky 0 Under 10 loans Under 10 loans Not published
ALTRA Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
First Federal Bank 0 Under 10 loans Under 10 loans 100.0%
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.