Mortgage Lender Index

Cash-out refinancing lenders in Fillmore County

56 cash-out refinancing mortgages were made in Fillmore County, Minnesota, in 2025, by 42 lenders. The median rate their borrowers got was 6.563% on a median loan of $140,000. Of 95 decisions, 33 were denials — 34.7%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 53.3%
MARINE CREDIT UNION 6 Under 10 loans Under 10 loans 52.9%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 37.5%
F & M Community Bank, National Association 5 Under 10 loans Under 10 loans 16.7%
Merchants Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
COMPEER FINANCIAL, FLCA 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 66.7%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
Think Mutual Bank 1 Under 10 loans Under 10 loans 0.0%
First Alliance Credit Union 1 Under 10 loans Under 10 loans 0.0%
CUSB Bank 1 Under 10 loans Under 10 loans 0.0%
ALTRA Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
Royal Credit Union 1 Under 10 loans Under 10 loans 0.0%
North Shore Bank of Commerce 1 Under 10 loans Under 10 loans 0.0%
Minnwest Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
TruHome Solutions, LLC 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.